Insurance Recommendation

Event Rent ME, LLC strongly recommends that all renters obtain event liability insurance to protect against unexpected accidents, property damage, injury, or weather-related cancellations. This insurance should cover both personal liability and damage to rented equipment. The Renter is solely responsible for any loss, damage, or liability not covered by their insurance provider.

In some cases, the event venue may carry its own liability insurance. However, the Renter remains solely responsible for confirming that the venue’s coverage is adequate and that it includes third-party rentals. If the venue’s policy does not cover rented equipment or event-related liabilities, the Renter is expected to secure their own policy.

Failure to obtain insurance—either personally or through the venue—does not waive the Renter’s financial responsibility for any damage, loss, injury, or cancellation as outlined in this agreement.

Suggested Coverage Types:

  • General Event Liability Insurance – Covers guest injuries, property damage, or accidents related to your event
  • Property Damage Coverage – Protects against damage to rented equipment (tables, chairs, etc.)
  • Cancellation Insurance (Optional) – Helps recover non-refundable deposits if you cancel for a covered reason